ChatGPT dots vs Microsoft Copilot

How the two compare on price, platforms, what they can act on and how they ask before acting. Facts come from each agent's sources page.

ChatGPT dotsMicrosoft Copilot
MakerOpenAIMicrosoft
Cheapest paid plan$100/month (Pro 100, the cheapest Pro tier; dots are included in Pro and Business Premium)$19.99/month (Microsoft 365 Premium, US)
Free tierNoYes: free Copilot chat within usage limits; agents and multi step tasks need a Microsoft 365 subscription
PlatformsWebmacOSWindowsiOSAndroidSlackMicrosoft TeamsWebWindowsmacOSiOSAndroid
Can act onEmailCalendarBrowserFilesCodeMessagesShoppingBrowserEmailFilesCloud storageWindows settings and apps (announced for Copilot+ PCs)
Approval modelBuilt-in rules decide when the dot acts alone and when it asks. Custom Rules let the user set an action to take action without asking, take action if pre-approved, ask before taking action, or hand off to the user. Auto-review checks actions that could affect accounts or share information. Some steps, such as changing a password, always stay with the user. Background proactive research uses read-only tools.Microsoft says Copilot asks for approval or hands control back before sensitive actions, and users can stop, pause, take control of or delete a task. On Windows, local context and actions are described as working with the user's permission.
LaunchedSep 29, 2026Sep 25, 2026
Last updateOct 9, 2026: Create your dot in the ChatGPT mobile appOct 7, 2026: Copilot gets Windows hybrid intelligence

See sources on the ChatGPT dots and Microsoft Copilot pages.

Track both every week